Disclosures

Regulatory Disclosures

Below you will find the required and voluntary disclosures that pertain to accounts held at OCCU. While some accounts may not utilize all of the services each of these disclosures encompass, we wish to educate all our members so they may be aware of the regulations we must comply with in order to maintain their accounts within state and federal law.

Please click below to read the following disclosures:

Rate & Fee Disclosures

Terms and Conditions Of Your Account

Fund Availability
Privacy Act Policy
Funds Availability
Electronic Funds Transfers
ACH and Wire Transfers
ATM Transfers
Patriot Act and OFAC
E-Statements
Online Branch Computer Transfers
Truth In Savings
NCUSIF Insurance
Telephone Transfers
Stop Payments
Direct Deposits
Payment Order of Items
Right to Repayment of Indebtedness
Pre-authorized Payments
Financial Institution Liability
Error Resolution Notice
Unauthorized Transfers
Notice of Negative Information