Mortgage Rates

First Mortgage

Rates for new home purchases and re-finances, are set on a daily basis. Please call the Lending Department at 352-629-7596 for our most current rates.

Home Equity Line of Credit

A revolving Line of Credit 2nd mortgage loan based on the equity in your home, and is determined by the appraised value of your home less any outstanding mortgage balances. Please call the Lending Department at 352-629-7596 for our most current rates.

Fixed Rate Second Mortgages

A fixed rate 2nd mortgage based on the equity in your home, and is determined by the appraised value of your home less any outstanding mortgage balances. Flexible terms up to a maximum of 15 years (180 months) with a minimum loan amount of $10,000.00 and a maximum loan amount of $100,000.00. Please call the Lending Department at 352-629-7596 for our most current rates

Home Improvement

A fixed rate loan based on the improvements that are to be made to the existing primary residence located in Marion County within a 100 mile radius of the OCCU Office. This is a 2nd mortgage loan that places a lien on the property, with a minimum loan amount of $5,000.00 and a maximum amount of $75,000.00. Please call our Lending Department at 352-629-7596 for our most current rates.