Ocala Community Credit Union

Home Mortgages and Construction Loans

If you’ve been thinking of building a new home, refinancing your present home or purchasing a new one, we have a mortgage program to fit your needs.  We also finance residential investment property, vacation and second homes.

OCCU offers a wide variety of mortgage programs such as conventional, variable, and fixed rate.  Credit Union mortgages offer simple interest, no prepayment penalties with a variety of terms and payment schedules.  Our Loan Officers will help you select the mortgage program that will best meet your financial needs.

Home Improvement Loans

Borrow money for home improvements:  pools, room additions, garages, etc.. do the work your-self or hire a contractor.  We offer convenient terms and rates.

Automatic Transfer – Monthly Loan Payments

Members who do not currently have the convenience of payroll deduction may sign authorization forms to have their monthly loan payments transferred from their checking account.

Preauthorized Payments

If your mortgage company, insurance company, brokerage firm, online service provider, or other company or corporation participates in this program, you may authorize automatic payments to be deducted from your checking account or use our own Bill Pay service provided to you through your Online Branch if you have a checking account with us.

Current Mortgage Rates