Mobile Deposit App

If you are interested in this product, you will have to follow these steps below:

Step#1:

Download Our App from one of these App Stores (It’s Free)
OCCU's App Logo OCCU's App Logo
App-Store-Badge get_it_on_play_logo_large

Step#2:

Open your newly installed OcalaCCU app, click on “Move Money”, click on “Deposit Check” and input your Username & Password, then click continue and this will pre-enroll you for mobile check deposit. Please give at least 24 hours for the enrollment process to be completed. (Note: If you have not signed up for online banking, you will have to call the credit union for instructions.)

Step#3:

When making deposits please put “Deposit RDC OCCU” and your account # on the back of the check under your endorsement authorizing the deposit. – This is a new regulation that went into affect in 2018 and OCCU will be rejecting any deposits without this proper requirement.

Check Holds – All new accounts will have a 7 business day hold on all checks. All other RDC-IQ – Mobile Check Deposits will have a 3 business day hold on all checks. Must have membership open 6-months before RDC-IQ – Mobile Check Deposit will be approved.


In July 2022, OCCU converted from normal RDC to RDC-IQ for faster Mobile Check Deposit. In addition to enhancing our service for our members, we also cut cost with this conversion. Here’s more info…
It’s here – RDC IQ! It’s the Smarter, ‘It’s Quick!’ RDC near-real-time Posting Service Solution that you have been waiting for! When your member posts a check via RDC, RDC IQ will have the money in you member’s account as quick as can be!

OCCU WILL BE CLOSED FOR HURRICANE IAN ON WEDNESDAY, & THURSDAY OF THIS WEEK.