Mobile Deposit App

If you are interested in this product, you will have to follow these steps below:

Step#1:

Download Our App from one of these App Stores (It’s Free)
OCCU's App Logo OCCU's App Logo
App-Store-Badge get_it_on_play_logo_large

Step#2:

Open your newly installed OcalaCCU app, click on “Move Money”, click on “Deposit Check” and input your Username & Password, then click continue and this will pre-enroll you for mobile check deposit. Please give at least 24 hours for the enrollment process to be completed. (Note: If you have not signed up for online banking, you will have to call the credit union for instructions.)

Step#3:

When making deposits please put “Deposit RDC OCCU” and your account # on the back of the check under your endorsement authorizing the deposit. – This is a new regulation that went into affect in 2018 and OCCU will be rejecting any deposits without this proper requirement.

Check Holds – All new accounts will have a 7 business day hold on all checks. All other RDC-IQ – Mobile Check Deposits will have a 3 business day hold on all checks. Must have membership open 6-months before RDC-IQ – Mobile Check Deposit will be approved.


In July 2022, OCCU converted from normal RDC to RDC-IQ for faster Mobile Check Deposit. In addition to enhancing our service for our members, we also cut cost with this conversion. Here’s more info…
It’s here – RDC IQ! It’s the Smarter, ‘It’s Quick!’ RDC near-real-time Posting Service Solution that you have been waiting for! When your member posts a check via RDC, RDC IQ will have the money in you member’s account as quick as can be!

Please join us for our 70th Annual Membership Meeting on April 23rd at 5:30pm at our Main Office.