Home Mortgages

If you’ve been thinking of refinancing your present home or purchasing a new one, we have a mortgage program to fit your needs.

OCCU offers a wide variety of mortgage programs such as conventional, and fixed rate.  Credit Union mortgages offer simple interest, no prepayment penalties with a variety of terms and payment schedules.  Our Loan Officers will help you select the mortgage program that will best meet your financial needs.

Capital Mortgage Funding


Through Capital Mortgage Funding we offer the following:

  • Purchase a new home
  • Conventional, Jumbo, FHA, 203k, VA and USDA/RD loans
  • Refinanacing to lower your rate: HARP 2.0 & FHA Streamline
  • Primary, 2nd homes or investment properties
  • Low down-payment options


Current Mortgage Rates →

the CU*Talk system is back online. Members will need to log in using the temporary PIN of the last 4 of their social security number, and then they will immediately be prompted to change this to a permanent PIN.