Home Mortgages

If you’ve been thinking of refinancing your present home or purchasing a new one, we have a mortgage program to fit your needs.

OCCU offers a wide variety of mortgage programs such as conventional, and fixed rate.  Credit Union mortgages offer simple interest, no prepayment penalties with a variety of terms and payment schedules.  Our Loan Officers will help you select the mortgage program that will best meet your financial needs.

Capital Mortgage Funding


Through Capital Mortgage Funding we offer the following:

  • Purchase a new home
  • Conventional, Jumbo, FHA, 203k, VA and USDA/RD loans
  • Refinanacing to lower your rate: HARP 2.0 & FHA Streamline
  • Primary, 2nd homes or investment properties
  • Low down-payment options


Current Mortgage Rates →

Important: As notified in your eblast, statements, & newsletter, Our Loan Department will be on hold June 19th - July 5th, 2024. Please Plan Accordingly! For Credit Card Issues - Call phone numbers list below on this front page.