Mortgages

Home Mortgages

If you’ve been thinking of refinancing your present home or purchasing a new one, we have a mortgage program to fit your needs.

OCCU offers a wide variety of mortgage programs such as conventional, and fixed rate.  Credit Union mortgages offer simple interest, no prepayment penalties with a variety of terms and payment schedules.  Our Loan Officers will help you select the mortgage program that will best meet your financial needs.

Capital Mortgage Funding

Capital-Mortgage

Through Capital Mortgage Funding we offer the following:

  • Purchase a new home
  • Conventional, Jumbo, FHA, 203k, VA and USDA/RD loans
  • Refinanacing to lower your rate: HARP 2.0 & FHA Streamline
  • Primary, 2nd homes or investment properties
  • Low down-payment options

 

Current Mortgage Rates →

Effective Monday, July 20th Ocala Community Credit Union Branches are transitioning to appointments only. Branch Drive-Thru Lanes will remain open at this time. Call either location to make an appointment for; New Members, Loan Closings, Lockbox access and/or Coin Machine Use.