Consumer Loans

 

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Apply For A Loan

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Call Loan Department Direct


Diane Guinn @ 352-509-3201
Vicky Karpiw @ 352-470-0889

 

Verbiage found on page 2 of our Promissory Note – Your Loan Documents

Prepayment: You may prepay all or part of your loan at anytime without penalty. However, if a balance remains owing you are still required to make your regular periodic payments. A partial payment will not automatically reduce your periodic payment unless the remaining amount owed is less than the periodic payment.
(Example: If you pay ahead 1-6 months, and you still have a balance on your loan, you MUST make your regular monthly payment in addition to paying ahead.)

Recommendation: If you want to pay down your loan early without penalty – just tell your teller to apply your extra to PRINCIPAL ONLY after you made your monthly payment.

 

AUTO LOANS

We offer Auto Pre-Approvals that give you “purchase power” – no hassle financing with the ability to go shopping and buy your auto on the spot!  No need to negotiate financing with the dealer – you have the power to purchase your vehicle with a pre-approved loan!

Whether you purchase the auto from a dealer, online, or a private party – OCCU Loan Officers are here to guide you through the process to make the deal go smoothly.

Did you know, OCCU members are getting pre-approved and shopping online with…

VROOM

 

and

CARVANA

 

for their auto purchases.

Note: Comprehensive and Collision insurance coverage is required to be in place at all times on any vehicle financed, listing Ocala Community Credit Union as the Loss Payee on the policy. Please contact the Lending Department at 352-509-3201 (Main Office) or 352-470-0889 (Marion Oaks Branch) for further details.

Baseline Auto Sales & OCCU

2016 Goebel's Used Cars Inc


 

BOAT LOANS

Boat Loans


 

JET SKI LOANS

Jet Ski Loans


 

MOTORCYCLE LOANS

Motorcycle Loans


 

ATV LOANS

ATV Loans


 

RV LOANS

Travel Trailer & RV Loans


 

BEMER SIGNATURE LOANS
07-2018 Bemer Signature Loan


 

PERSONAL LOANS

Bag of Money - Personal Loans


 

CALL TO GET PRE-APPROVED TODAY, 352-629-7596

Competitive Rates


Already a member & don’t have time to come into office? Use My Virtual Strongbox to receive your documents to sign…


Loan & Mortgage Calculator

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The U.S. Department of Energy (DOE) and U.S. Environmental Protection Agency (EPA) have asked Ocala Community Credit Union (OCCU) to provide you with the following link so you may auto shop for more fuel-efficient vehicles. https://fueleconomy.gov/

Regarding Safari access issues to bill pay iPay Solutions Safari update required to restore access to bill pay 01-10-2020 Subscribers who have updated to the latest release of Safari are experiencing an inability to use the bill pay product. The last Safari release defaulted browser settings to not allow third-party cookies or cross-site tracking. In addition, after changing browser settings to allow cookies and cross-site tracking, Safari is not saving the updated browser settings causing frustration for subscribers when logging in to their next bill pay session. Apple is releasing patches to resolve this issue: • Version 13.3 for iOS has been released and the issue is resolved. • Version 13.1 for MAC OS has been pre-released to beta users. We have seen positive results, but do not have a date for general availability. There are two temporary solutions: • Change browser settings to allow third-party cookies and cross-site tracking each time when logging in to bill pay. • Temporarily use another browser until the new Safari version is available.
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