Consumer Loans

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Call Loan Department Direct


Diane Guinn @ 352-509-3201
Vicky Karpiw @ 352-470-0889

 

Verbiage found on page 2 of our Promissory Note – Your Loan Documents

Prepayment: You may prepay all or part of your loan at anytime without penalty. However, if a balance remains owing you are still required to make your regular periodic payments. A partial payment will not automatically reduce your periodic payment unless the remaining amount owed is less than the periodic payment.
(Example: If you pay ahead 1-6 months, and you still have a balance on your loan, you MUST make your regular monthly payment in addition to paying ahead.)

Recommendation: If you want to pay down your loan early without penalty – just make your payment for more than amount due.
(Example: I use It’sMe247 to pay my boat loan out of my share draft account, when I sign in to transfer the funds I pay a little extra with each payment. This way I am making my agreed upon monthly payment as stated above and paying extra to my loan each month.)

 

AUTO LOANS

We offer Auto Pre-Approvals that give you “purchase power” – no hassle financing with the ability to go shopping and buy your auto on the spot!  No need to negotiate financing with the dealer – you have the power to purchase your vehicle with a pre-approved loan!

Whether you purchase the auto from a dealer, online, or a private party – OCCU Loan Officers are here to guide you through the process to make the deal go smoothly.

Did you know, OCCU members are getting pre-approved and shopping online with…

VROOM

 

and

CARVANA

 

for their auto purchases.

Note: Comprehensive and Collision insurance coverage is required to be in place at all times on any vehicle financed, listing Ocala Community Credit Union as the Loss Payee on the policy. Please contact the Lending Department at 352-509-3201 (Main Office) or 352-470-0889 (Marion Oaks Branch) for further details.

Baseline Auto Sales & OCCU

2016 Goebel's Used Cars Inc


 

BOAT LOANS

Boat Loans


 

JET SKI LOANS

Jet Ski Loans


 

MOTORCYCLE LOANS

Motorcycle Loans


 

ATV LOANS

ATV Loans


 

RV LOANS

Travel Trailer & RV Loans


 

BEMER SIGNATURE LOANS
07-2018 Bemer Signature Loan


 

PERSONAL LOANS

Bag of Money - Personal Loans


 

CALL TO GET PRE-APPROVED TODAY, 352-629-7596

Competitive Rates


Already a member & don’t have time to come into the office? Use either of the below options to receive your documents to sign…

or

eDOC Innovations

eDOC Innovations

Call either office to find out how easy these options are to use.


The U.S. Department of Energy (DOE) and U.S. Environmental Protection Agency (EPA) have asked Ocala Community Credit Union (OCCU) to provide you with the following link so you may auto shop for more fuel-efficient vehicles. https://fueleconomy.gov/

Effective Monday, July 20th Ocala Community Credit Union Branches are transitioning to appointments only. Branch Drive-Thru Lanes will remain open at this time. Call either location to make an appointment for; New Members, Loan Closings, Lockbox access and/or Coin Machine Use.