Free Economy Checking
No minimum balance requirements, no “per check” charge, no monthly maintenance fee…just free!
Benefits/Options:
- Free Overdraft protection from your regular savings or overdraft line of credit (6 per month – Reg. D)
- Free P2P 2 Business Days (Person to Person) within online BillPay
- P2P Instant (Person to Person) within SHAZAM Bolt$ App = $1 transaction fee
- A2A (Account to Account between Banks/CU’s) = $2 transaction fee
- 24-hour Toll Free telephone teller/CUTalk English or Spanish
- MasterCard Checkcard (Debit Card)
- MyPic Studios (Pick or upload photo to appear on Debit Card) = $15
- It’sMe247 Online Branch/Bill Pay
- Mobile Account Access/Bill Pay
- Direct deposit
- Payroll Deduction
- 3D Secure/MasterCard Secure for online shopping
Premium Checking
This is an interest bearing account with dividends that accrue daily and pay monthly on the last day of each month. There is no monthly service charge if a daily minimum balance of $1000 is maintained; otherwise the monthly fee is $15.00. Overdraft protection via a Line of Credit, NO overdraft from savings is offered on this account.
Interest is based on the following tiers:
$ 2,500 – $ 9,999
$10,000 – $24,999
$25,000 or more
Call us for current rates.
Benefits/Options:
- Free Overdraft protection from overdraft line of credit, overdraft protection from shares is not provided.
- 24-hour Toll Free telephone teller/CUTalk English or Spanish
- Free P2P 2 Business Days (Person to Person) within online BillPay
- P2P Instant (Person to Person) within SHAZAM Bolt$ App = $1 transaction fee
- A2A (Account to Account between Banks/CU’s) = $2 transaction fee
- MasterCard Checkcard (Debit Card)
- MyPic Studios (Pick or upload photo to appear on Debit Card) = $15
- It’sMe247 Online Branch/Bill Pay
- Pay your bills
- Direct deposit
- Payroll Deduction
- 3D Secure/MasterCard Secure for online shopping
Pension Plus Checking
Requirements:
Benefits/Options:
- Free 1st Box of Checks (When Opening This Account)
- Free Overdraft protection from your savings account or overdraft line of credit (6 per month – Reg. D)
- Free P2P (Person to Person) 2 Business Days within online BillPay
- Free 24-hour Toll Free telephone teller/CUTalk English or Spanish
- Free Mailed Paper Statements
- Free No Per Check Fee (Unlimited Writing)
- Free Copy of Cleared Checks (3 Free A Year) or (Free Unlimited via Online Banking)
- Free 1st Checkcard (Debit Card)
- Free Mobile Account Access
- Free It’sMe247 Online Branch (Many Features)
- Free It’sMe247 BillPay (Pay your bills)
- Free Direct Deposit
- Free 3D Secure/MasterCard Secure for online shopping
- Free OCCU Teller Checks
- Free Checking with no monthly maintenance fee.
- P2P (Person to Person) Instant within SHAZAM Bolt$ App = $1 transaction fee
- A2A (Account to Account between Banks/CU’s) = $2 transaction fee
- MyPic Studios (Pick or upload photo to appear on Debit Card) = $15
Business Accounts
Requirements:
Choose Your OCCU Business Account
- Association
- Business D/B/A (Doing Business As)
- Corporation
- Organization
- Sole Proprietorship
- Trust – Organization
- Trust
-
Benefits/Options:
- No Minimum Balance
- Free Overdraft protection from your savings account
- Free P2P 2 Business Days (Person to Person) within online BillPay
- P2P Instant (Person to Person) within SHAZAM Bolt$ App = $1 transaction fee
- A2A (Account to Account between Banks/CU’s) = $2 transaction fee
- 24-hour Toll Free telephone teller/CUTalk English or Spanish
- It’sMe247 Online Banking with BillPay and Cleared Checks
- Mobile Banking with BillPay, Mobile Check Deposit, and Cleared Checks
- MasterCard Checkcard (Debit Card)
- MyPic Studios (Pick or upload photo to appear on Debit Card) = $15
- 3D Secure/MasterCard Secure for online shopping
- Online E-Statements
- Paper Statements (Optional) = $2 per month
Reorder Checks
