Free Economy Checking
No minimum balance requirements, no “per check” charge, no monthly maintenance fee…just free!
Benefits/Options:
- Free Overdraft protection from your regular savings or overdraft line of credit (6 per month – Reg. D)
- Free Transfers Between Members’ Accounts Instantly!
- Free P2P – 2 Business Days (Person to Person) within online, or OcalaCCU App, BillPay (People that do not have accounts with us)
- Free CUTalk – English/Spanish 24-hour Toll Free Teller 352-785-2171
- Free It’sMe247 Online Branch/Bill Pay
- Free OcalaCCU App – Mobile Account Access (Too Many Features To List)
- Free Direct deposit
- Free Payroll Deduction
- Free 3D Secure-MasterCard SecureCode – OCCU is setup for secure online shopping if online merchant offers enrollment
- P2P Instant (Person to Person) within SHAZAM brella App = $1 transaction fee
- A2A (Account to Account between Banks/CU’s) = $2 transaction fee
- MasterCard Checkcard (Debit Card) = $2 First Time Order fee
- MyPic Studios (Pick or upload photo to appear on Debit Card) or Card Replacement = $15 fee
Premium Checking
This is an interest bearing account with dividends that accrue daily and pay monthly on the last day of each month. There is no monthly service charge if a daily minimum balance of $1000 is maintained; otherwise the monthly fee is $15.00. Overdraft protection via a Line of Credit, or Savings Account.
Interest is based on the following tiers:
$ 2,500 – $ 9,999
$10,000 – $24,999
$25,000 or more
Call us for current rates.
Benefits/Options:
- Free Overdraft protection from overdraft line of credit, or Savings Account.
- Free CUTalk – English/Spanish 24-hour Toll Free Teller 352-785-2171
- Free Transfers Between Members’ Accounts Instantly!
- Free P2P 2 Business Days (Person to Person) within online, or OCCU App, BillPay
- Free It’sMe247 Online Branch/Bill Pay
- Free OcalaCCU App – Mobile Account Access (Too Many Features To List)
- Free Direct deposit
- Free Payroll Deduction
- Free 3D Secure-MasterCard SecureCode – OCCU is setup for secure online shopping if online merchant offers enrollment
- P2P Instant (Person to Person) within SHAZAM brella App = $1 transaction fee
- A2A (Account to Account between Banks/CU’s) = $2 transaction fee
- MasterCard Checkcard (Debit Card) = $2 First Time Debit fee
- MyPic Studios (Pick or upload photo to appear on Debit Card) or Replacement Card = $15 fee
Pension Plus Checking
Requirements:
Benefits/Options:
- Free 1st Box of Checks (When Opening This Account)
- Free Overdraft protection from your savings account or overdraft line of credit (6 per month – Reg. D)
- Free Transfers Between Members’ Accounts Instantly!
- Free P2P (Person to Person) 2 Business Days within online, or OCCU App, BillPay
- Free CUTalk – English/Spanish 24-hour Toll Free Teller 352-785-2171
- Free Mailed Paper Statements
- Free No Per Check Fee (Unlimited Writing)
- Free Copy of Cleared Checks (3 Free A Year) or (Free Unlimited via Online Banking)
- Free 1st Checkcard (Debit Card)
- Free OcalaCCU App – Mobile Account Access (Too Many Features To List)
- Free It’sMe247 Online Branch (Many Features)
- Free It’sMe247 BillPay (Pay your bills)
- Free Direct Deposit
- Free 3D Secure-MasterCard SecureCode – OCCU is setup for secure online shopping if online merchant offers enrollment
- Free OCCU Teller Checks
- Free Checking with no monthly maintenance fee.
- P2P (Person to Person) Instant within SHAZAM brella App = $1 transaction fee
- A2A (Account to Account between Banks/CU’s) = $2 transaction fee
- MasterCard Checkcard (Debit Card) = $2 First Time Debit fee
- MyPic Studios (Pick or upload photo to appear on Debit Card) or Card Replacement = $15 fee
Business Accounts
Requirements:
Choose Your OCCU Business Account
- Association
- Business D/B/A (Doing Business As)
- Corporation
- Organization
- Sole Proprietorship
- Trust – Organization
- Trust
-
Benefits/Options:
- No Minimum Balance
- Included Overdraft protection from your savings account
- Included Transfers Between Members’ Accounts Instantly!
- Included P2P 2 Business Days (Person to Person) within online BillPay
- Included CUTalk – English/Spanish 24-hour Toll Free Teller 352-785-2171
- Included OcalaCCU App – (Too Many Features To List)
- Included It’sMe247 Online Banking with BillPay and Cleared Checks
- Included 3D Secure-MasterCard SecureCode – OCCU is setup for secure online shopping if online merchant offers enrollment
- Included Online E-Statements
- P2P Instant (Person to Person) within SHAZAM brella App = $1 transaction fee
- A2A (Account to Account between Banks/CU’s) = $2 transaction fee
- MasterCard Checkcard (Debit Card) = $2 First Time Debit fee
- Paper Statements (Optional) = $2 per month
- MyPic Studios (Pick or upload photo to appear on Debit Card) or Replacement Card = $15
- Merchant Services “SQUARE” = No Set Up Fee by OCCU, however SQUARE has fees they charge.
