(Gold: Low Fixed Rate of 7.99%)
Click on above image to Apply!

(Classic: Low Fixed Rate of 10.99%)
Click on above image to Apply!

MasterCard credit card

(Basic: Low Fixed Rate of 16.00%)
Click on above image to Apply!

* No annual fee
* No balance transfer fee
* No return payment fee
* No over limit fee
* 24/7 Customer Service
* e-Statements Available
* Low Minimum Payments
* 1% of each Foreign transaction in U.S. dollars
* 3% or $12.00 minimum Cash Advance Fee beginning October 1, 2020
* Online Account Management
* EMV Chip for Enhanced Security
* Fast emergency card replacement (Cost Involved)
* Online protection through MasterCard (Mastercard® ID Theft Protection™) – Details Below!
* No ATM transaction fee (When used at one of OCCU’s ATM’s) – ATM Withdrawals limited to $300 at this time.
* No new finance charges if balance is paid in full by due date
* LOW fixed rates on Gold (7.99%), Classic (10.99%), & Basic (16.00%) card programs
* Monthly payments can be automatically deducted from your OCCU checking account
* 25-day interest-free (Grace) period when balance is paid in full within 25 days of billing
* In addition, common carrier travel accident insurance of $250,000/$500,000 is provided at no additional cost when tickets for a common carrier, airline, trains, boat, or bus, are purchased with the Credit Union MasterCard®.

Call Credit Card Department Direct

Main Office @ 352-509-3201
Marion Oaks Branch @ 352-470-0889

Mastercard® ID Theft Protection™ – FREE for OCCU Members
Identity Check is Mastercard’s new and improved payment authentication program based on the payment industry specification – EMV 3-D Secure. SecureCode customers are encouraged to transition to Identity Check to take full advantage of the superior program benefits. As the transition takes place, you will progressively see Identity Check information replacing SecureCode.
Click on M/C Logo below to activate your Mastercard® ID Theft Protection™ …
MasterCard Logo

Click below to access your MasterCard Credit Card Account…

December 2021: For YOUR Security, eZCard now has multifactor authentication requiring you to have a current phone number attached to your MasterCard Credit Card Account. Be sure to keep OCCU updated with your current phone number.


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