Mastercard

Classic and Gold Credit Cards

(Classic: Low Fixed Rate of 10.99%)
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(Gold: Low Fixed Rate of 7.99%)
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* No annual fee
* No cash advance fee
* No return payment fee
* 24/7 Customer Service
* e-Statements Available
* No balance transfer fee
* Low Minimum Payments
* 1% of each Foreign transaction in U.S. dollars
* Online Account Management
* EMV Chip for Enhanced Security
* Fast emergency card replacement
* Online protection through MasterCard
* No ATM transaction fee (When used at one of OCCU’s ATM’s)
* No new finance charges if balance is paid in full by due date
* LOW fixed rates on both our Gold (7.99%) and Classic (10.99%) card programs
* Monthly payments can be automatically deducted from your OCCU checking account
* 25-day interest-free (Grace) period when balance is paid in full within 25 days of billing
* In addition, common carrier travel accident insurance of $250,000/$500,000 is provided at no additional cost when tickets for a common carrier, airline, trains, boat, or bus, are purchased with the Credit Union MasterCard®.


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Reminder: iPay Solutions' annual DAE this weekend iPay Solutions' annual Disaster Avoidance Exercise (DAE) begins this weekend: Oct. 19-20. We will roll our services to an alternate facility beginning at 11 p.m. ET Saturday, with completion by 5 a.m. ET Sunday. We will transition all services back to our primary site the following weekend, beginning at 11 p.m. ET Saturday, Oct. 26, with completion by 5 a.m. ET Sunday, Oct. 27. Please note: • All iPay Solutions products will be unavailable during the transitions. • The downtime will affect customer-facing bill pay sites, MASTER site, MARS sites and all other access points in to iPay Solutions, including Mobile API, Bill Pay Services API, and other ancillary web services.
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