Mastercard

Classic and Gold Credit Cards

(Classic: Low Fixed Rate of 10.99%)
Click on above image to Apply!

(Gold: Low Fixed Rate of 7.99%)
Click on above image to Apply!

* No annual fee
* No balance transfer fee
* No return payment fee
* No over limit fee
* 24/7 Customer Service
* e-Statements Available
* Low Minimum Payments
* 1% of each Foreign transaction in U.S. dollars
* 3% or $12.00 minimum Cash Advance Fee beginning October 1, 2020
* Online Account Management
* EMV Chip for Enhanced Security
* Fast emergency card replacement
* Online protection through MasterCard (Mastercard® ID Theft Protection™) – Details Below!
* No ATM transaction fee (When used at one of OCCU’s ATM’s)
* No new finance charges if balance is paid in full by due date
* LOW fixed rates on both our Gold (7.99%) and Classic (10.99%) card programs
* Monthly payments can be automatically deducted from your OCCU checking account
* 25-day interest-free (Grace) period when balance is paid in full within 25 days of billing
* In addition, common carrier travel accident insurance of $250,000/$500,000 is provided at no additional cost when tickets for a common carrier, airline, trains, boat, or bus, are purchased with the Credit Union MasterCard®.

Call Credit Card Department Direct


Main Office @ 352-509-3201
Marion Oaks Branch @ 352-470-0889


Mastercard® ID Theft Protection™ – FREE for OCCU Members
Identity Check is Mastercard’s new and improved payment authentication program based on the payment industry specification – EMV 3-D Secure. SecureCode customers are encouraged to transition to Identity Check to take full advantage of the superior program benefits. As the transition takes place, you will progressively see Identity Check information replacing SecureCode.
Click on M/C Logo below to activate your Mastercard® ID Theft Protection™ …
MasterCard Logo


Click below to access your MasterCard Credit Card Account…

09-22-2021: Due to COVID-19 Pandemic & Staffing Issues, we are temporarily NOT accepting any new Mortgage Applications! ...............................11-22-2021: For Consumer Loans you MUST Apply Online Until Further Notice.