Mastercard

Classic and Gold Credit Cards

(Classic: Low Fixed Rate of 10.99%)
Click on above image to Apply!

(Gold: Low Fixed Rate of 7.99%)
Click on above image to Apply!

* No annual fee
* No cash advance fee
* No return payment fee
* 24/7 Customer Service
* e-Statements Available
* No balance transfer fee
* Low Minimum Payments
* 1% of each Foreign transaction in U.S. dollars
* Online Account Management
* EMV Chip for Enhanced Security
* Fast emergency card replacement
* Online protection through MasterCard
* No ATM transaction fee (When used at one of OCCU’s ATM’s)
* No new finance charges if balance is paid in full by due date
* LOW fixed rates on both our Gold (7.99%) and Classic (10.99%) card programs
* Monthly payments can be automatically deducted from your OCCU checking account
* 25-day interest-free (Grace) period when balance is paid in full within 25 days of billing
* In addition, common carrier travel accident insurance of $250,000/$500,000 is provided at no additional cost when tickets for a common carrier, airline, trains, boat, or bus, are purchased with the Credit Union MasterCard®.

Call Credit Card Department Direct


Diane Guinn @ 352-509-3201
Vicky Karpiw @ 352-470-0889


Mastercard® ID Theft Protection™ – FREE for OCCU Members
Identity Check is Mastercard’s new and improved payment authentication program based on the payment industry specification – EMV 3-D Secure. SecureCode customers are encouraged to transition to Identity Check to take full advantage of the superior program benefits. As the transition takes place, you will progressively see Identity Check information replacing SecureCode.
Click on M/C Logo below to activate your Mastercard® ID Theft Protection™ …
MasterCard Logo


Click below to access your MasterCard Credit Card Account…

Regarding Safari access issues to bill pay iPay Solutions Safari update required to restore access to bill pay 01-10-2020 Subscribers who have updated to the latest release of Safari are experiencing an inability to use the bill pay product. The last Safari release defaulted browser settings to not allow third-party cookies or cross-site tracking. In addition, after changing browser settings to allow cookies and cross-site tracking, Safari is not saving the updated browser settings causing frustration for subscribers when logging in to their next bill pay session. Apple is releasing patches to resolve this issue: • Version 13.3 for iOS has been released and the issue is resolved. • Version 13.1 for MAC OS has been pre-released to beta users. We have seen positive results, but do not have a date for general availability. There are two temporary solutions: • Change browser settings to allow third-party cookies and cross-site tracking each time when logging in to bill pay. • Temporarily use another browser until the new Safari version is available.
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