Investment Rates

APR = Annual Percentage Rate And APY = Annual Percentage Yield

(CALCULATOR BELOW)

Savings Accounts

Type of Account Term Dividend Rate (A.P.R.) A.P.Y.
Savings Account None 0.20% 0.20%
Christmas Club None 0.20% 0.20%
HSA None 0.20% 0.20%
IRA Savings None 0.45% 0.45%

 

Checking Accounts

Account Required Balance Dividend Rate (A.P.R.) A.P.Y.
Economy Free
Pension Plus Checking
$0 0.00% 0.00%
Premium Checking
Tier 1 $0–$2,499 0.00% 0.00%
Tier 2 $2500–$9,999 0.15% 0.15%
Tier 3 $10,000–$24,999 0.20% 0.20%
Tier 4 $25,000 or more 0.25% 0.25%

This is an interest bearing account with dividends that accrue daily and pay monthly on the last day of each month. There is no monthly service charge if a daily minimum balance of $1000 is maintained; otherwise the monthly fee is $15.00.
 

Money Market Accounts

$100.00-$2,499.00 = 0.15%

$2,500.00-$9,999.99 = 0.25%

$10,000.00-$24,999.99 = 0.35%

$25,000.00-$49,999.99 = 0.45%

$50,000.00 or above = 0.55%

The rate is established monthly, on the 1st of each month. unlimited personal withdrawals, and a limit of six (6) telephone or Internet transfers per month, minimum transfer $500. No more than (3) transfers may be made by check. There is no monthly service charge if a daily minimum balance of $2,500 is maintained; otherwise the monthly fee is $15.00.
 

Certificate of Deposits & IRA Certificate of Deposits

*CALL US FOR OUR CD SPECIALS*

Certificate of Deposits (CDs) Term Dividend Rate (A.P.R.) A.P.Y.
Minimum $500 90 Days 0.30% 0.30%
Minimum $500 6 Months 0.60% 0.60%
Minimum $50,000 6 Months 0.90% 0.90%
Minimum $500 12 Months (Includes IRA CD) 0.90% 0.90%
Minimum $50,000 12 Months (Includes IRA CD) 1.34% 1.35%
Minimum $500 24 Months (Includes IRA CD) 1.24% 1.25%
Minimum $50,000 24 months (Includes IRA CD) 1.79% 1.80%
Minimum $500 36 Months (Includes IRA CD) 1.74% 1.75%
Minimum $50,000 36 Months (Includes IRA CD) 2.03% 2.05%
Minimum $500 48 Months (Includes IRA CD) 1.89% 1.90%
Minimum $50,000 48 Months (Includes IRA CD) 2.13% 2.15%
Minimum $500 60 Months (Includes IRA CD) 1.54% 1.55%
Minimum $50,000 60 Months (Includes IRA CD) 1.54% 1.55%

NOTE: Certificates will be subject to a substantial penalty for early withdrawal.
Members should call the credit union to verify rates.

PLEASE USE THIS CALCULATOR BELOW TO ESTIMATE YOUR RETURN ON INVESTMENTS


*Interest Accrued shown in the calculator is an estimation and not guaranteed, please call one of our offices @ 352-629-7596, or 352-414-4447 and ask for our Member Service Department.

Reminder: iPay Solutions' annual DAE this weekend iPay Solutions' annual Disaster Avoidance Exercise (DAE) begins this weekend: Oct. 19-20. We will roll our services to an alternate facility beginning at 11 p.m. ET Saturday, with completion by 5 a.m. ET Sunday. We will transition all services back to our primary site the following weekend, beginning at 11 p.m. ET Saturday, Oct. 26, with completion by 5 a.m. ET Sunday, Oct. 27. Please note: • All iPay Solutions products will be unavailable during the transitions. • The downtime will affect customer-facing bill pay sites, MASTER site, MARS sites and all other access points in to iPay Solutions, including Mobile API, Bill Pay Services API, and other ancillary web services.
+