Investment Rates

APR = Annual Percentage Rate And APY = Annual Percentage Yield

Savings Accounts

Type of Account Term Dividend Rate (A.P.R.) A.P.Y.
Savings Account None 0.15% 0.15%
Christmas Club None 0.15% 0.15%
HSA None 0.15% 0.15%
IRA Savings None 0.35% 0.35%

 

Checking Accounts

Account Required Balance Dividend Rate (A.P.R.) A.P.Y.
Economy Free
Pension Plus Checking
$0 0.00% 0.00%
Premium Checking
Tier 1 $0–$2,499 0.00% 0.00%
Tier 2 $2500–$9,999 0.05% 0.05%
Tier 3 $10,000–$24,999 0.10% 0.10%
Tier 4 $25,000 or more 0.10% 0.10%

This is an interest bearing account with dividends that accrue daily and pay monthly on the last day of each month. There is no monthly service charge if a daily minimum balance of $1000 is maintained; otherwise the monthly fee is $15.00.
 

Money Market Accounts

$100.00-$2,499.00 = 0.01%

$2,500.00-$9,999.99 = 0.05%

$10,000.00-$24,999.99 = 0.05%

$25,000.00-$49,999.99 = 0.10%

$50,000.00 or above = 0.10%

The rate is established monthly, on the 1st of each month. unlimited personal withdrawals, and a limit of six (6) telephone or Internet transfers per month, minimum transfer $500. No more than (3) transfers may be made by check. There is no monthly service charge if a daily minimum balance of $2,500 is maintained; otherwise the monthly fee is $15.00.
 

Certificate of Deposits & IRA Certificate of Deposits

*CALL US FOR OUR CD SPECIALS*

Certificate of Deposits (CDs) Term Dividend Rate (A.P.R.) A.P.Y.
Minimum $500 90 Days 0.10% 0.10%
Minimum $5,000 90 Days 0.10% 0.10%
Minimum $50,000 90 Days 0.10% 0.10%
Minimum $100,000 90 Days 0.10% 0.10%
Minimum $500 6 Months 0.20% 0.20%
Minimum $5,000 6 Months 0.20% 0.20%
Minimum $50,000 6 Months 0.30% 0.30%
Minimum $100,000 6 Months 0.30% 0.30%
Minimum $500 12 Months (Includes IRA CD) 0.25% 0.25%
Minimum $5,000 12 Months (Includes IRA CD) 0.25% 0.25%
Minimum $50,000 12 Months (Includes IRA CD) 0.50% 0.50%
Minimum $100,000 12 Months (Includes IRA CD) 0.50% 0.50%
Minimum $500 24 Months (Includes IRA CD) 0.45% 0.45%
Minimum $5,000 24 Months (Includes IRA CD) 0.45% 0.45%
Minimum $50,000 24 months (Includes IRA CD) 0.65% 0.65%
Minimum $100,000 24 months (Includes IRA CD) 0.65% 0.65%
Minimum $500 36 Months (Includes IRA CD) 0.50% 0.50%
Minimum $5,000 36 Months (Includes IRA CD) 0.50% 0.50%
Minimum $50,000 36 Months (Includes IRA CD) 0.60% 0.60%
Minimum $100,000 36 Months (Includes IRA CD) 0.60% 0.60%
Minimum $500 48 Months (Includes IRA CD) 0.75% 0.75%
Minimum $5,000 48 Months (Includes IRA CD) 0.75% 0.75%
Minimum $50,000 48 Months (Includes IRA CD) 0.80% 0.80%
Minimum $100,000 48 Months (Includes IRA CD) 0.80% 0.80%
Minimum $500 60 Months (Includes IRA CD) 0.80% 0.80%
Minimum $5,000 60 Months (Includes IRA CD) 0.80% 0.80%
Minimum $50,000 60 Months (Includes IRA CD) 0.95% 0.95%
Minimum $100,000 60 Months (Includes IRA CD) 0.95% 0.95%

NOTE: Certificates will be subject to a substantial penalty for early withdrawal.
Members should call the credit union to verify rates. Please call one of our offices @ 352-629-7596, or 352-414-4447 and ask for our Member Service Department.

Note: Due to Calculator Plugin configurations not keeping up with website changes, we removed calculators from this page.

Effective Monday, July 20th Ocala Community Credit Union Branches are transitioning to appointments only. Branch Drive-Thru Lanes will remain open at this time. Call either location to make an appointment for; New Members, Loan Closings, Lockbox access and/or Coin Machine Use.