Investment Rates

APR = Annual Percentage Rate And APY = Annual Percentage Yield

(CALCULATOR BELOW)

Savings Accounts

Type of Account Term Dividend Rate (A.P.R.) A.P.Y.
Savings Account None 0.25% 0.25%
Christmas Club None 0.25% 0.25%
HSA None 0.20% 0.20%
IRA Savings None 0.45% 0.45%

 

Checking Accounts

Account Required Balance Dividend Rate (A.P.R.) A.P.Y.
Economy Free
Pension Plus Checking		 $0 0.00% 0.00%
Premium Checking
Tier 1 $0–$2,499 0.00% 0.00%
Tier 2 $2500–$9,999 0.15% 0.15%
Tier 3 $10,000–$24,999 0.20% 0.20%
Tier 4 $25,000 or more 0.25% 0.25%

This is an interest bearing account with dividends that accrue daily and pay monthly on the last day of each month. There is no monthly service charge if a daily minimum balance of $1000 is maintained; otherwise the monthly fee is $15.00.
 

Money Market Accounts

$100.00-$2,499.00 = 0.25%

$2,500.00-$9,999.99 = 0.35%

$10,000.00-$24,999.99 = 0.45%

$25,000.00-$49,999.99 = 0.50%

$50,000.00 or above = 0.60%

The rate is established monthly, on the 1st of each month. unlimited personal withdrawals, and a limit of six (6) telephone or Internet transfers per month, minimum transfer $500. No more than (3) transfers may be made by check. There is no monthly service charge if a daily minimum balance of $2,500 is maintained; otherwise the monthly fee is $15.00.
 

Certificate of Deposits & IRA Certificate of Deposits

*CALL US FOR OUR CD SPECIALS*

Certificate of Deposits (CDs) Term Dividend Rate (A.P.R.) A.P.Y.
Minimum $500 90 Days 0.30% 0.30%
Minimum $500 6 Months 0.90% 0.90%
Minimum $500 12 Months 1.42% 1.43%
Minimum $500 12 Months IRA CD 1.42% 1.43%
Minimum $500 24 Months 2.38% 2.40%
Minimum $500 24 Months IRA CD 2.38% 2.40%
Minimum $5,000 24 months 2.53% 2.55%
Minimum $5,000 24 months IRA CD 2.53% 2.55%
Minimum $500 36 Months 2.38% 2.40%
Minimum $500 36 Months IRA CD 2.38% 2.40%
Minimum $5,000 36 Months 2.53% 2.60%
Minimum $5,000 36 Months IRA CD 2.53% 2.60%
Minimum $500 48 Months 2.38% 2.40%
Minimum $500 48 Months IRA CD 2.38% 2.40%
Minimum $5,000 48 Months 2.62% 2.65%
Minimum $5,000 48 Months IRA CD 2.62% 2.65%
Minimum $500 60 Months 2.38% 2.40%
Minimum $500 60 Months IRA CD 2.38% 2.40%
Minimum $5,000 60 Months 2.67% 2.70%
Minimum $5,000 60 Months IRA CD 2.67% 2.70%

NOTE: Certificates will be subject to a substantial penalty for early withdrawal.
Members should call the credit union to verify rates.

PLEASE USE THIS CALCULATOR BELOW TO ESTIMATE YOUR RETURN ON INVESTMENTS


*Interest Accrued shown in the calculator is an estimation and not guaranteed, please call one of our offices @ 352-629-7596, or 352-414-4447 and ask for our Member Service Department.