Investment Rates

APR = Annual Percentage Rate And APY = Annual Percentage Yield

(CALCULATOR BELOW)

Savings Accounts

Type of Account Term Dividend Rate (A.P.R.) A.P.Y.
Savings Account None 0.20% 0.20%
Christmas Club None 0.20% 0.20%
HSA None 0.20% 0.20%
IRA Savings None 0.45% 0.45%

 

Checking Accounts

Account Required Balance Dividend Rate (A.P.R.) A.P.Y.
Economy Free
Pension Plus Checking
$0 0.00% 0.00%
Premium Checking
Tier 1 $0–$2,499 0.00% 0.00%
Tier 2 $2500–$9,999 0.15% 0.15%
Tier 3 $10,000–$24,999 0.20% 0.20%
Tier 4 $25,000 or more 0.25% 0.25%

This is an interest bearing account with dividends that accrue daily and pay monthly on the last day of each month. There is no monthly service charge if a daily minimum balance of $1000 is maintained; otherwise the monthly fee is $15.00.
 

Money Market Accounts

$100.00-$2,499.00 = 0.15%

$2,500.00-$9,999.99 = 0.25%

$10,000.00-$24,999.99 = 0.35%

$25,000.00-$49,999.99 = 0.45%

$50,000.00 or above = 0.55%

The rate is established monthly, on the 1st of each month. unlimited personal withdrawals, and a limit of six (6) telephone or Internet transfers per month, minimum transfer $500. No more than (3) transfers may be made by check. There is no monthly service charge if a daily minimum balance of $2,500 is maintained; otherwise the monthly fee is $15.00.
 

Certificate of Deposits & IRA Certificate of Deposits

*CALL US FOR OUR CD SPECIALS*

Certificate of Deposits (CDs) Term Dividend Rate (A.P.R.) A.P.Y.
Minimum $500 90 Days 0.30% 0.30%
Minimum $5,000 90 Days 0.30% 0.30%
Minimum $50,000 90 Days 0.30% 0.30%
Minimum $100,000 90 Days 0.30% 0.30%
Minimum $500 6 Months 0.55% 0.55%
Minimum $5,000 6 Months 0.60% 0.60%
Minimum $50,000 6 Months 0.90% 0.90%
Minimum $100,000 6 Months 0.90% 0.90%
Minimum $500 12 Months (Includes IRA CD) 0.90% 0.90%
Minimum $5,000 12 Months (Includes IRA CD) 0.90% 0.90%
Minimum $50,000 12 Months (Includes IRA CD) 1.34% 1.35%
Minimum $100,000 12 Months (Includes IRA CD) 1.34% 1.35%
Minimum $500 24 Months (Includes IRA CD) 1.24% 1.25%
Minimum $5,000 24 Months (Includes IRA CD) 1.24% 1.25%
Minimum $50,000 24 months (Includes IRA CD) 1.35% 1.36%
Minimum $100,000 24 months (Includes IRA CD) 1.35% 1.36%
Minimum $500 36 Months (Includes IRA CD) 1.39% 1.40%
Minimum $5,000 36 Months (Includes IRA CD) 1.39% 1.40%
Minimum $50,000 36 Months (Includes IRA CD) 1.39% 1.40%
Minimum $100,000 36 Months (Includes IRA CD) 1.39% 1.40%
Minimum $500 48 Months (Includes IRA CD) 1.44% 1.45%
Minimum $5,000 48 Months (Includes IRA CD) 1.44% 1.45%
Minimum $50,000 48 Months (Includes IRA CD) 1.44% 1.45%
Minimum $100,000 48 Months (Includes IRA CD) 1.44% 1.45%
Minimum $500 60 Months (Includes IRA CD) 1.54% 1.55%
Minimum $5,000 60 Months (Includes IRA CD) 1.54% 1.55%
Minimum $50,000 60 Months (Includes IRA CD) 1.59% 1.60%
Minimum $100,000 60 Months (Includes IRA CD) 1.59% 1.60%

NOTE: Certificates will be subject to a substantial penalty for early withdrawal.
Members should call the credit union to verify rates.

PLEASE USE THIS CALCULATOR BELOW TO ESTIMATE YOUR RETURN ON INVESTMENTS


*Interest Accrued shown in the calculator is an estimation and not guaranteed, please call one of our offices @ 352-629-7596, or 352-414-4447 and ask for our Member Service Department.

Regarding Safari access issues to bill pay iPay Solutions Safari update required to restore access to bill pay 01-10-2020 Subscribers who have updated to the latest release of Safari are experiencing an inability to use the bill pay product. The last Safari release defaulted browser settings to not allow third-party cookies or cross-site tracking. In addition, after changing browser settings to allow cookies and cross-site tracking, Safari is not saving the updated browser settings causing frustration for subscribers when logging in to their next bill pay session. Apple is releasing patches to resolve this issue: • Version 13.3 for iOS has been released and the issue is resolved. • Version 13.1 for MAC OS has been pre-released to beta users. We have seen positive results, but do not have a date for general availability. There are two temporary solutions: • Change browser settings to allow third-party cookies and cross-site tracking each time when logging in to bill pay. • Temporarily use another browser until the new Safari version is available.
+