Investment Rates

APR = Annual Percentage Rate And APY = Annual Percentage Yield

Savings Accounts

Type of Account Term Dividend Rate (A.P.R.) A.P.Y.
Savings Account None 0.15% 0.15%
Christmas Club None 0.15% 0.15%
HSA None 0.15% 0.15%
IRA Savings None 0.35% 0.35%

 

Checking Accounts

Account Required Balance Dividend Rate (A.P.R.) A.P.Y.
Economy Free
Pension Plus Checking
$0 0.00% 0.00%
Premium Checking
Tier 1 $0–$2,499 0.00% 0.00%
Tier 2 $2500–$9,999 0.05% 0.05%
Tier 3 $10,000–$24,999 0.10% 0.10%
Tier 4 $25,000 or more 0.10% 0.10%

This is an interest bearing account with dividends that accrue daily and pay monthly on the last day of each month. There is no monthly service charge if a daily minimum balance of $1000 is maintained; otherwise the monthly fee is $15.00.
 

Money Market Accounts

$100.00-$2,499.00 = 0.05%

$2,500.00-$9,999.99 = 0.05%

$10,000.00-$24,999.99 = 0.05%

$25,000.00-$49,999.99 = 0.10%

$50,000.00 or above = 0.10%

The rate is established monthly, on the 1st of each month. unlimited personal withdrawals, and a limit of six (6) telephone or Internet transfers per month, minimum transfer $500. No more than (3) transfers may be made by check. There is no monthly service charge if a daily minimum balance of $2,500 is maintained; otherwise the monthly fee is $15.00.
 

Certificate of Deposits & IRA Certificate of Deposits

*CALL US FOR OUR CD SPECIALS*

Certificate of Deposits (CDs) Term Dividend Rate (A.P.R.) A.P.Y.
Minimum $500 90 Days 0.10% 0.10%
Minimum $5,000 90 Days 0.10% 0.10%
Minimum $50,000 90 Days 0.10% 0.10%
Minimum $100,000 90 Days 0.10% 0.10%
Minimum $500 6 Months 0.20% 0.20%
Minimum $5,000 6 Months 0.20% 0.20%
Minimum $50,000 6 Months 0.30% 0.30%
Minimum $100,000 6 Months 0.30% 0.30%
Minimum $500 12 Months (Includes IRA CD) 0.25% 0.25%
Minimum $5,000 12 Months (Includes IRA CD) 0.25% 0.25%
Minimum $50,000 12 Months (Includes IRA CD) 0.50% 0.50%
Minimum $100,000 12 Months (Includes IRA CD) 0.50% 0.50%
Minimum $500 24 Months (Includes IRA CD) 0.50% 0.50%
Minimum $5,000 24 Months (Includes IRA CD) 0.50% 0.50%
Minimum $50,000 24 months (Includes IRA CD) 0.65% 0.65%
Minimum $100,000 24 months (Includes IRA CD) 0.65% 0.65%
Minimum $500 36 Months (Includes IRA CD) 0.60% 0.60%
Minimum $5,000 36 Months (Includes IRA CD) 0.60% 0.60%
Minimum $50,000 36 Months (Includes IRA CD) 0.75% 0.75%
Minimum $100,000 36 Months (Includes IRA CD) 0.75% 0.75%
Minimum $500 48 Months (Includes IRA CD) 0.75% 0.75%
Minimum $5,000 48 Months (Includes IRA CD) 0.75% 0.75%
Minimum $50,000 48 Months (Includes IRA CD) 0.80% 0.80%
Minimum $100,000 48 Months (Includes IRA CD) 0.80% 0.80%
Minimum $500 60 Months (Includes IRA CD) 0.90% 0.90%
Minimum $5,000 60 Months (Includes IRA CD) 0.90% 0.90%
Minimum $50,000 60 Months (Includes IRA CD) 0.95% 0.95%
Minimum $100,000 60 Months (Includes IRA CD) 0.95% 0.95%

NOTE: Certificates will be subject to a substantial penalty for early withdrawal.
Members should call the credit union to verify rates. Please call one of our offices @ 352-629-7596, or 352-414-4447 and ask for our Member Service Department.

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