Privacy Policy
FACTS WHAT DOES OCALA COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the
right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the accounts or service you have with
us. This information can include:
Name, address, Social Security Number, and income
Account balances and payment history
Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the
section below, we list the reasons financial companies can share their members’ personal information; the
reasons Ocala Community Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Ocala Community
Credit Union share?
Can you limit
sharing?
For our everyday business purposes—such as to process your
transactions, maintain your account(s), respond to court orders and
legal investigations, or report to credit bureaus
Yes NO
For our marketing purposes—to offer our products and services to
you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—information about
your transactions and experiences
No We do not share
For our affiliates’ everyday business purposes—information about
your creditworthiness
No We do not share
For our affiliates to market to you No We do not share
For non-affiliates to market to you No We do not share
Questions? Call us at 352-629-7596 or visit us online at www.ocalacommunitycu.com
More information about your privacy continued on next page.
2018 Ocala Community Credit Union Rev. July 2018
Who We Are
Who is providing this notice? Ocala Community Credit Union
What We Do
How does Ocala Community
Credit Union protect my personal
information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include
computer safeguards, secured files and building, procedural safeguards and safe
record storage. We will continue to review and modify our security controls in the
future to deal with changes in products, services and technology.
How does Ocala Community
Credit Union collect my personal
information?
We collect your personal information, for example when you
Open an account
Apply for a loan
Use your credit or debit card
Pay your bills
Make deposits to or withdrawals from your accounts
We also collect your personal information from others, including credit bureaus
or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes—information about
your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
State laws and individual companies may give you addition rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control.
They can be financial and nonfinancial companies.
Ocala Community Credit Union has no affiliates
Non-affiliates Companies not related by common ownership or control.
They can be financial and nonfinancial companies.
Ocala Community Credit Union does not share with non-affiliates so they
can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together
market financial products or services to you.
Our joint marketing partners include insurance companies, trust
companies, securities broker-dealers, and credit card companies.
2018 Ocala Community Credit Union Rev. July 2018