In February 2026, we began handing out these new designed smart pens throughout our community. Just tap this new smartpen to your smartphone to apply!
If you’ve been thinking of refinancing your present home or purchasing a new one, we have a mortgage program to fit your needs.
OCCU offers a wide variety of mortgage programs such as conventional, and fixed rate. Credit Union mortgages offer simple interest, no prepayment penalties with a variety of terms and payment schedules. Our Loan Officers will help you select the mortgage program that will best meet your financial needs.
Automatic Transfer – Monthly Loan Payments
Members who do not currently have the convenience of payroll deduction may sign authorization forms to have their monthly loan payments transferred from their checking account.
Preauthorized Payments
If your mortgage company, insurance company, brokerage firm, online service provider, or other company or corporation participates in this program, you may authorize automatic payments to be deducted from your checking account or use our own Bill Pay service provided to you through your Online Branch – It’sMe247, and/or OcalaCCU App, if you have a checking account with us.
Principal Payments
To make a principle only payment to a mortgage you must first satisfy your entire monthly payment. Once you have satisfied the entire monthly payment you can apply anything above to principle only. These Principal Payments can be made via Teller, It’sMe247, OcalaCCU App, or A2A – Making additional payments to principal cannot be reversed so do at your own risk.
Additional Mortgage Options
√ All of Florida – Membership Not Required!
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- Barndominium
- Condo
- Construction Lending
- Conventional
- Debt Service Coverage Ratio (DSCR), & Foreign National (DSCR)
- Down Payment Assistance Programs (DPAP) & CHENOA (DPAP) & Supreme Dream (DPAP)
- FHA Loan
- First Time Home Buyer
- Fix & Flip
- Habitat for Humanity
- Home2Home Bridge Loan
- Home Equity Line of Credit (HELOC), & EquityNow – Bank Statement (HELOC)
- Hobby Farms – 1st Flyer, & Hobby Farms – 2nd Flyer
- ITIN (Those w/out SSN)
- Jumbo
- Manufactured Homes
- Mobile Homes
- Refinance
- Renovation
- Reverse Mortgages (HECM)
- State Housing Initiatives Partnership (SHIP)
- U.S. Department of Agricultural (USDA)
- Veteran’s Administration (VA)
To Apply for a Mortgage, please click on above SUPREME LENDING logo or call into our…
* Main Office Mortgage Loan Department @ 352-509-3201
Steven Nazaruk, NMLS# 1123139
Vicky Karpiw, NMLS# 567683
It’s OCCU Wherever You Go!
